Plebgraph combines Machine Learning, and Artificial Intelligence to make life more affordable to millions of Indians

Our micro supply chain finance has helped self employed customers with quick funding and no paper work

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How we do it

With increased access to internet for the masses, the use of machine learning to process alternative data to determine creditworthiness is likely to grow significantly. There are billions of people without real credit histories that want to avail personal loans, credit cards, or other loans.

With the right mix of Machine Learning & Artificial Intelligence, Plebgraph aims to transform how we traditionally allocate credit and risk, and to create fairer, more inclusive systems. This leads to critical benefits such as:

24/7 access to Credit:

Get round-the-clock access to finance at your finger tips

Pan india presence:

Presence in more than 650 districts (90% Pan India)

Network establishment:

Grow network and build new opportunities

Mobile based application:

Apply online using just your smartphone- anytime & anywhere

Less documentation:

Get quick access to credit with just basic documentation

Need Specific:

Deep understanding of lower income and underserved customer segment

Secure:

Highly secure platform that secures data using 2048-bit encryption

Our Products

 

WORKING FINANCE FOR MICRO TRADES

Looking for working capital finance for micro trades to boost up your slow-moving business? We offer hassle-free custom business loans to meet your financial requirements.

Expand and grow your business with our affordable supply chain financing up to ₹2 lacs

Inspired by the Government of India’s #vocalforlocal & #MakeInIndia initiatives and with the sole motto of empowering local businesses, Plebgraph brings a digital credit platform that offers credit opportunities up to ₹2 lacs for small business owners such as traders, retailers, shop owners, etc. The process of applying and availing a financing is 100% digital, instant and hassle-free. With Plebgraph by your side, you have an opportunity to expand your business and take it to new heights!

Plebgraph caters to highly fragmented self employed segment catering to over 100+ trades across

GROCERY
FOOTWEAR
VEGETABLE TRADING
RESTAURANTS
TRANSPORT
TOYS
CLOTHING
CONSTRUCTION
DAIRY
PAINT
HARDWARE
MEDICINES

Frequently Asked Questions

  • How much can my business borrow?

    Your business loan amount is decided based on the credit profile as well as your previous repayment history. To begin with, every customer has a set maximum credit limit amount up to which he/she can avail loans. This set amount tends to increase as you avail more loans and make timely repayments. We always ensure to provide the best offers to our repeat customers who maintain a healthy credit behaviour. We offer micro supply chain financing upto Rs. 2 lacs.

  • The loan application process is very easy and hassle-free. It requires the following minimal details:
    Information required - Customers Full Name, Mobile Number & Address
    Documents required - PAN Card & Aadhar Card

  • The processing fee differs based on the product value, product category and the tenure of loan selected by you. The processing fee applicable for you loan will be visible to you at the time of application itself. The interest rate applicable will again differ based on the product selected by you and can range between 18% to 24% per annum. We do offer more competitive rates to our repeat customers.

  • Working capital loans are used by small businesses to finance their day by day operations or raise their cash flow. Working capital loans are as good as term loans for a short duration. During financial difficulties, a small business can get help from this loan to pay for salaries, utilities, rent and other expenses.